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    Identity Theft - Contest Bills

    Contest bills that result from identity theft. Consumer and privacy advocates suggest not paying any portion of a bill, which is a result of identity theft and not filing for bankruptcy. This will involve disputing credit charges with the card company by writing to the address for “billing error” disputes – not the bill payment address.


    You should follow the directions given by the credit card company for disputing charges. The company must provide this information. Your credit rating should not be permanently affected and no legal action should be taken against you as a result of identity theft. If any merchant, financial institution or collection agency suggests otherwise, simply restate your willingness to cooperate but don’t allow yourself to be coerced into paying fraudulent bills. You should report such attempts to government regulators immediately.


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