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    Identity Theft - Obtain Credit Report

    As a victim of identity theft, you may obtain a free copy of your credit report. After doing so, you should monitor credit activity every few months.

    Ask the credit bureaus for names and phone numbers of credit grantors with whom fraudulent accounts have been opened. Ask the credit bureaus to remove inquiries that have been generated due to fraudulent access. Other consumers seeking a copy of their credit report may be charged a fee for this service.

    Under state law (California Civil Code 1785.16(k)), a consumer submitting a valid police report can have the credit reporting agency block the reporting of any information that the consumer alleges appears on the credit report as a result of identity theft. You also may want to ask the credit bureaus to notify those who have received your credit report in the last six months in order to alert them to the disputed and erroneous information.

     

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